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If a Cretan invites you out, for a meal or a drink, don\'t expect to pay, don\'t even attempt it.
You are in their country and you are the guest.
Trying to pay by force (like taking the bill and going to pay it behind his back) would be extremely embarrassing for him, unless you are close friends and have known each other for a while.
If you want to reciprocate you will have to think of another way.